Car Finance

We’re proud to offer a range of car finance deals from Canterbury Used Car Centre in Kent to our customers on a variety of models. We understand that you want to get the most out of your budget, and our flexible finance plans can help you achieve this.

Instead of purchasing a car outright, many drivers are opting for alternative finance options. Pay monthly options allow you to spread the cost and drive a new car, as well as giving you the option to replace it every few years or so with a newer model. Alongside making new cars becoming more affordable, finance plans offer other benefits such as service plans and generous mileage packages to help you save over time.

If you wish to enjoy a low deposit option followed by low monthly payments, opt for a Personal Contract Purchase (PCP). At the end of the PCP lease, you will have three options:

  • return the car to the dealer and walk away;
  • take out a new lease on a different car; or
  • pay off the remaining balance of the car (a large “balloon” payment) to own the car outright.

An alternative option, which also involves an initial deposit but with monthly installments at a slightly higher rate, is known as a Hire Purchase (HP) plan. This finance arrangement allows you to gradually pay off the value of the car each month until it officially becomes yours after the final payment is made. The beauty of an HP plan is its flexibility and we will work with you to design the best plan for your budget. The length of the contract will be affected by how much you are willing to pay each month.

Speak to one of our specialist advisers today at Parker Automotive to understand more about our flexible finance plans. With plenty of different options and various rates available on lots of our used cars, we’re confident we can provide a suitable finance package.

Call us now to arrange a visit to Parker Automotive in Canterbury, Kent or enquire online for further information.